:root{
  --orange:#f84914;--orange-dark:#d93b0d;--orange-soft:#fff1ec;--ink:#10151b;--navy:#172433;--muted:#66717d;--line:#e7e9ec;--soft:#f6f7f8;--white:#fff;--green:#25d366;--shadow:0 18px 55px rgba(18,28,40,.10);--radius:22px;--max:1220px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:#fff;line-height:1.55;-webkit-font-smoothing:antialiased}a{color:inherit}img{max-width:100%;display:block}.container{width:min(var(--max),calc(100% - 40px));margin-inline:auto}.eyebrow{font-size:.76rem;font-weight:900;letter-spacing:.14em;text-transform:uppercase;color:var(--orange)}.eyebrow.light{color:#ffe4d8}.lead{font-size:1.08rem;color:var(--muted);max-width:780px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:.55rem;min-height:48px;padding:0 20px;border-radius:9px;border:1px solid transparent;text-decoration:none;font-weight:800;cursor:pointer;transition:.2s ease;font-size:.94rem}.btn:hover{transform:translateY(-1px)}.btn-lg{min-height:54px;padding:0 24px}.btn-primary{background:var(--orange);color:#fff;box-shadow:0 10px 22px rgba(248,73,20,.18)}.btn-primary:hover{background:var(--orange-dark)}.btn-outline{border-color:var(--orange);color:var(--orange);background:#fff}.btn-dark{background:#10151b;color:#fff}
.header{position:sticky;top:0;z-index:80;background:rgba(255,255,255,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(0,0,0,.06)}.header-inner{height:78px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;text-decoration:none;min-width:190px}.brand img{width:170px;height:auto}.nav{margin-left:auto;display:flex;align-items:center;gap:22px}.nav a{text-decoration:none;font-size:.88rem;font-weight:750;color:#27303a}.nav a:hover{color:var(--orange)}.header-cta{margin-left:4px}.menu-toggle{display:none;background:none;border:0;font-size:1.7rem;cursor:pointer}
.hero{background:linear-gradient(180deg,#fff 0%,#fafbfc 100%);padding-top:54px}.hero-copy-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:56px;align-items:center;padding-bottom:42px}.hero-kicker{font-size:.85rem;font-weight:800;color:#4d5966;display:flex;gap:10px;align-items:center;margin-bottom:17px}.hero-kicker span{width:32px;height:3px;background:var(--orange);display:inline-block}.hero h1{font-size:clamp(2rem,2.9vw,2.2rem);line-height:1.06;margin:0;letter-spacing:-.035em;font-weight:900}.hero h1 .hero-line{display:block}.hero h1 .hero-line-orange{color:var(--orange)}@media(min-width:1200px){.hero h1 .hero-line{white-space:nowrap}}.hero-copy>p{font-size:1.12rem;color:#5d6975;max-width:780px;margin:22px 0}.hero-actions{display:flex;gap:12px;flex-wrap:wrap}.hero-referral-link{display:inline-block;margin-top:18px;text-decoration:none;font-size:.92rem;color:#505c68}.hero-referral-link strong{color:var(--orange)}.hero-side{display:grid;gap:10px}.hero-side-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:17px 18px;box-shadow:0 8px 28px rgba(15,23,42,.045);display:grid;gap:2px}.hero-side-card b{font-size:.95rem}.hero-side-card span{color:var(--muted);font-size:.86rem}.hero-photo-wrap{position:relative;max-width:1440px;margin:0 auto;overflow:hidden;border-top:4px solid var(--orange);background:#eee}.hero-photo{width:100%;height:auto;min-height:270px;object-fit:cover;object-position:center}.hero-photo-label{position:absolute;left:max(24px,calc((100% - 1220px)/2));bottom:24px;background:rgba(16,21,27,.88);color:#fff;padding:15px 18px;border-radius:12px;backdrop-filter:blur(6px);display:grid;gap:2px}.hero-photo-label strong{font-size:1.02rem}.hero-photo-label span{font-size:.82rem;color:#dfe5eb}
.quickbar{background:#fff;border-bottom:1px solid var(--line)}.quickbar-grid{display:grid;grid-template-columns:repeat(4,1fr)}.quick-item{display:flex;gap:13px;align-items:center;padding:22px 18px;border-right:1px solid var(--line)}.quick-item:last-child{border-right:0}.quick-icon{width:42px;height:42px;border:2px solid var(--orange);border-radius:13px;display:grid;place-items:center;color:var(--orange);font-size:.9rem;font-weight:900;flex:none}.quick-item strong{display:block;font-size:.84rem}.quick-item span:not(.quick-icon){display:block;color:var(--muted);font-size:.8rem;margin-top:2px}
.section{padding:82px 0}.section-soft{background:var(--soft)}.section h2{font-size:clamp(2rem,4.2vw,3.4rem);line-height:1.03;margin:.28rem 0 1rem;letter-spacing:-.04em}.section h2 span{color:var(--orange)}.section-head{margin-bottom:32px}.split-head{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:end}.centered-head{text-align:center;max-width:920px;margin:0 auto 34px}.centered-head .lead{margin:0 auto}.regions-section{padding-top:88px}.region-layout{display:grid;grid-template-columns:.78fr 1.22fr;gap:54px;align-items:center}.region-copy .lead{max-width:520px}.location-list{display:grid;grid-template-columns:1fr 1fr;gap:13px 22px;margin-top:28px}.location-row{display:flex;align-items:center;gap:11px}.location-row b{display:block;font-size:.92rem}.location-row small{display:block;color:var(--muted);font-size:.8rem}.pin-dot{width:14px;height:14px;border-radius:50%;background:var(--orange);box-shadow:0 0 0 5px #ffe7de;flex:none}.region-map-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:28px;box-shadow:var(--shadow);padding:14px}.region-map{width:100%;height:auto;display:block}.region-map-image{width:100%;height:auto;display:block;border-radius:22px}.map-pin circle:first-child{fill:var(--orange)}.map-pin text{font:800 18px Arial,Helvetica,sans-serif;fill:#10151b}.map-note{position:absolute;right:24px;bottom:19px;background:#fff;padding:7px 10px;border-radius:999px;border:1px solid var(--line);font-size:.72rem;color:var(--muted)}
.benefit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.benefit-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:25px;box-shadow:0 8px 25px rgba(17,24,39,.04);transition:.2s ease}.benefit-card:hover{transform:translateY(-3px);box-shadow:0 16px 34px rgba(17,24,39,.08)}.benefit-icon{width:48px;height:48px;border-radius:14px;background:var(--orange-soft);color:var(--orange);display:grid;place-items:center;font-size:.92rem;font-weight:900;margin-bottom:17px}.benefit-card h3{font-size:1.08rem;margin:0 0 8px}.benefit-card p{margin:0;color:var(--muted);font-size:.92rem}
.network-section{background:#111820;color:#fff}.network-layout{display:grid;grid-template-columns:1.02fr .98fr;gap:50px;align-items:center}.network-section .lead{color:#ccd3da}.network-copy>p:not(.lead){color:#aeb8c2}.network-highlight{margin-top:22px;padding:16px 18px;border-left:4px solid var(--orange);background:#1b2530;border-radius:0 12px 12px 0;color:#d9e0e6}.network-cards{display:grid;grid-template-columns:1fr 1fr;gap:13px}.network-cards article{background:#fff;color:var(--ink);border-radius:18px;padding:22px;min-height:170px}.network-cards article>span{width:40px;height:40px;background:var(--orange-soft);color:var(--orange);border-radius:12px;display:grid;place-items:center;font-weight:900}.network-cards h3{margin:13px 0 6px}.network-cards p{margin:0;color:var(--muted);font-size:.88rem}
.stage-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.stage-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px;overflow:hidden}.stage-card.featured{border-color:#ffc2ad;box-shadow:0 15px 35px rgba(248,73,20,.10)}.stage-number{position:absolute;right:17px;top:8px;font-size:3.7rem;font-weight:900;color:#f0f2f4;line-height:1}.stage-card span{font-size:.73rem;letter-spacing:.12em;color:var(--orange);font-weight:900}.stage-card h3{margin:16px 0 8px;position:relative}.stage-card p{margin:0;color:var(--muted);font-size:.89rem;position:relative}.start-program{margin-top:24px;background:linear-gradient(120deg,#fff 0%,#fff5f1 100%);border:1px solid #ffd9ca;border-radius:22px;padding:24px 26px;display:flex;align-items:center;justify-content:space-between;gap:28px}.start-program h3{margin:4px 0 6px;font-size:1.4rem}.start-program p{margin:0;color:var(--muted);max-width:620px}.start-program-items{display:flex;gap:8px;flex-wrap:wrap;justify-content:flex-end}.start-program-items span{padding:8px 10px;border-radius:999px;background:#fff;border:1px solid #ffd1c1;font-weight:750;font-size:.8rem}
.expert-layout{display:grid;grid-template-columns:.72fr 1.28fr;gap:48px;align-items:center}.expert-photo{border-radius:26px;overflow:hidden;background:#f1f3f5;min-height:520px;box-shadow:var(--shadow)}.expert-photo img{width:100%;height:100%;object-fit:contain;object-position:center center;background:#f6f7f8}.qualifications{display:grid;grid-template-columns:1fr 1fr;gap:11px 22px;margin:24px 0 0;padding:0;list-style:none}.qualifications li{padding-left:26px;position:relative;font-size:.93rem}.qualifications li::before{content:'✓';position:absolute;left:0;color:var(--orange);font-weight:900}.quote-line{margin-top:25px;font-size:1.35rem;font-weight:900;color:#1e2935}.quote-line small{display:block;font-size:.75rem;color:var(--muted);margin-top:4px;font-weight:600}
.video-layout{display:grid;grid-template-columns:1fr 1fr;gap:38px;align-items:center}.video-thumb{position:relative;border-radius:24px;overflow:hidden;min-height:380px;background:#e9ecef;box-shadow:var(--shadow)}.video-thumb img{width:100%;height:100%;object-fit:cover;object-position:center 12%}.video-play{position:absolute;left:50%;top:50%;transform:translate(-50%,-50%);width:78px;height:78px;border-radius:50%;border:0;background:var(--orange);color:#fff;font-size:1.8rem;cursor:pointer;box-shadow:0 12px 30px rgba(248,73,20,.35)}.video-modal{position:fixed;inset:0;background:rgba(0,0,0,.78);z-index:120;display:none;align-items:center;justify-content:center;padding:22px}.video-modal.open{display:flex}.video-shell{width:min(960px,100%);background:#000;border-radius:18px;overflow:hidden;position:relative}.video-shell iframe{display:block;width:100%;aspect-ratio:16/9;border:0}.video-close{position:absolute;right:10px;top:8px;z-index:2;border:0;background:rgba(0,0,0,.6);color:#fff;width:38px;height:38px;border-radius:50%;font-size:1.4rem;cursor:pointer}
.contact-strip{background:linear-gradient(110deg,#ef4313 0%,#f84914 68%,#bd1849 100%);color:#fff;padding:34px 0}.contact-strip-inner{display:grid;grid-template-columns:.8fr 1.2fr;gap:30px;align-items:center}.contact-strip h2{font-size:clamp(1.7rem,3.5vw,2.5rem);line-height:1.05;margin:4px 0}.contact-actions{display:grid;grid-template-columns:repeat(3,1fr);gap:10px}.contact-button{background:#fff;color:#18202a;border-radius:14px;padding:13px 14px;text-decoration:none;display:flex;gap:11px;align-items:center;min-height:70px}.contact-button>span{width:40px;height:40px;border-radius:12px;background:var(--orange-soft);color:var(--orange);display:grid;place-items:center;font-weight:900}.contact-button.whatsapp>span{background:#eafbf0;color:#1cad52}.contact-button small{display:block;color:#7a8691;font-size:.7rem}.contact-button b{display:block;font-size:.87rem}
.apply-section{background:#fff}.apply-layout{display:grid;grid-template-columns:.86fr 1.14fr;gap:42px;align-items:start}.apply-copy>p:not(.lead){color:#5e6975}.apply-mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:23px}.apply-mini-grid>div{padding:14px;background:var(--soft);border-radius:13px}.apply-mini-grid b{display:block;font-size:.84rem}.apply-mini-grid span{font-size:.76rem;color:var(--muted)}.referral-teaser{margin-top:18px;padding:19px;border-radius:18px;background:#111820;color:#fff;display:grid;grid-template-columns:auto 1fr;gap:18px;align-items:center}.referral-money{font-size:2rem;color:#ff7448;font-weight:900;white-space:nowrap}.referral-teaser b{font-size:.96rem}.referral-teaser p{margin:4px 0;color:#c7cfd7;font-size:.82rem}.referral-teaser a{color:#ff8a66;font-weight:800;font-size:.82rem}.form-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:26px;box-shadow:var(--shadow)}.form-title span{font-size:.74rem;color:var(--orange);font-weight:900;text-transform:uppercase;letter-spacing:.1em}.form-title h3{font-size:1.7rem;margin:4px 0 18px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.field{display:flex;flex-direction:column;gap:6px}.field.full{grid-column:1/-1}.field label{font-size:.8rem;font-weight:800}.field input,.field select,.field textarea{width:100%;border:1px solid #d9dde2;border-radius:9px;padding:12px 13px;font:inherit;background:#fff;color:#17202a;outline:none}.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--orange);box-shadow:0 0 0 3px rgba(248,73,20,.12)}.field textarea{min-height:105px;resize:vertical}.filebox{border:1px dashed #c7ccd3;border-radius:10px;padding:14px;background:#fafafa}.filebox small{color:var(--muted)}.check{display:flex;gap:9px;align-items:flex-start;font-size:.8rem;color:#535f6b}.check input{margin-top:3px}.btn-submit{width:100%;min-height:52px}.hp{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.faq-wrap{display:grid;grid-template-columns:.7fr 1.3fr;gap:48px}.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;padding:17px 18px;margin-bottom:10px}.faq summary{font-weight:800;cursor:pointer}.faq p{color:var(--muted);margin-bottom:0}
.footer{background:#0e141a;color:#d9dee4;padding:52px 0 28px}.footer-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr);gap:35px}.footer .brand img{filter:none}.footer-brand p{max-width:320px;color:#aab4be;font-size:.88rem}.footer h4{color:#fff;margin:0 0 12px}.footer a{color:#d9dee4;text-decoration:none;display:block;margin:7px 0;font-size:.88rem}.footer a:hover{color:#fff}.footer small{color:#8f99a4}.footer-bottom{border-top:1px solid #2b323a;margin-top:34px;padding-top:20px;display:flex;justify-content:space-between;gap:20px;font-size:.8rem;color:#9ca5ae}.footer-bottom a{display:inline;margin:0}.float-whatsapp{position:fixed;right:22px;bottom:22px;z-index:70;width:60px;height:60px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:white;text-decoration:none;font-weight:900;font-size:1.05rem;box-shadow:0 12px 30px rgba(0,0,0,.22);border:3px solid #fff}.sticky-mobile{display:none}.notice{padding:12px 14px;border-radius:9px;background:#fff4ef;border:1px solid #ffd4c4;color:#7c2d12;font-size:.9rem;margin-bottom:14px}
@media(max-width:1030px){.nav{display:none;position:absolute;left:0;right:0;top:78px;background:#fff;padding:18px 22px;border-bottom:1px solid var(--line);flex-direction:column;align-items:flex-start}.nav.open{display:flex}.header-cta{display:none}.menu-toggle{display:block;margin-left:auto}.hero-copy-grid,.region-layout,.network-layout,.expert-layout,.video-layout,.apply-layout,.faq-wrap,.contact-strip-inner{grid-template-columns:1fr}.hero-side{grid-template-columns:1fr 1fr}.quickbar-grid{grid-template-columns:1fr 1fr}.benefit-grid{grid-template-columns:1fr 1fr}.stage-grid{grid-template-columns:1fr 1fr}.contact-actions{grid-template-columns:1fr 1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.expert-photo{min-height:440px;max-height:680px}.start-program{align-items:flex-start;flex-direction:column}.start-program-items{justify-content:flex-start}}
@media(max-width:700px){.container{width:min(100% - 24px,var(--max))}.header-inner{height:68px}.brand img{width:148px}.nav{top:68px}.hero{padding-top:32px}.hero-copy-grid{gap:24px;padding-bottom:28px}.hero h1{font-size:2rem;line-height:1.04}.hero-copy>p{font-size:1rem}.hero-actions{display:grid}.hero-side{grid-template-columns:1fr}.hero-photo{min-height:0}.hero-photo-label{position:static;border-radius:0;background:#111820;padding:13px 18px}.quickbar-grid{grid-template-columns:1fr}.quick-item{border-right:0;border-bottom:1px solid var(--line);padding:15px 4px}.section{padding:56px 0}.split-head{grid-template-columns:1fr;gap:10px}.region-layout{gap:30px}.location-list{grid-template-columns:1fr}.map-pin text{font-size:20px}.benefit-grid,.network-cards,.stage-grid,.qualifications,.form-grid,.footer-grid,.contact-actions,.apply-mini-grid{grid-template-columns:1fr}.expert-photo{min-height:390px}.video-thumb{min-height:320px}.contact-strip{padding:28px 0}.contact-actions{gap:8px}.referral-teaser{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.float-whatsapp{bottom:78px;width:54px;height:54px}.sticky-mobile{display:grid;position:fixed;left:0;right:0;bottom:0;z-index:69;grid-template-columns:1fr 1fr;background:#fff;border-top:1px solid var(--line);padding:8px;gap:8px}.sticky-mobile .btn{min-height:44px;font-size:.84rem;padding:0 10px}body{padding-bottom:64px}}

/* Auszeichnungen – Master V4.2 */
.awards-section{padding:42px 0 46px;background:#fff;border-bottom:1px solid var(--line)}
.awards-layout{display:grid;grid-template-columns:.78fr 1.22fr;gap:42px;align-items:center}
.awards-copy h2{font-size:clamp(1.7rem,3vw,2.45rem);line-height:1.04;margin:6px 0 12px;color:var(--ink)}
.awards-copy h2 span{color:var(--orange)}
.awards-copy p{margin:0;color:var(--muted);max-width:560px}
.awards-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.award-card{position:relative;min-height:132px;padding:18px 14px 15px;border:1px solid var(--line);border-radius:16px;background:linear-gradient(180deg,#fff 0%,#fbfbfc 100%);display:flex;flex-direction:column;justify-content:flex-end;box-shadow:0 7px 18px rgba(22,31,40,.045)}
.award-card::before{content:'★';position:absolute;top:14px;left:14px;color:var(--orange);font-size:1.1rem}
.award-year{position:absolute;top:15px;right:13px;font-size:.64rem;text-transform:uppercase;letter-spacing:.07em;font-weight:900;color:var(--muted)}
.award-card strong{font-size:.96rem;line-height:1.1;color:var(--ink)}
.award-card small{display:block;margin-top:4px;color:var(--muted);font-size:.73rem;line-height:1.2}
@media(max-width:1030px){.awards-layout{grid-template-columns:1fr}.awards-grid{grid-template-columns:repeat(5,1fr)}}
@media(max-width:820px){.awards-grid{grid-template-columns:repeat(2,1fr)}.award-card:last-child{grid-column:1/-1}}
@media(max-width:700px){.awards-section{padding:34px 0}.awards-grid{grid-template-columns:1fr 1fr}.award-card{min-height:116px}.award-card:last-child{grid-column:1/-1}}

/* Empfehlungsseite – Master V4.3 */
.referral-hero{padding:58px 0 46px;background:linear-gradient(180deg,#fff 0%,#f7f8fa 100%);overflow:hidden}
.referral-hero-grid{display:grid;grid-template-columns:1.03fr .97fr;gap:50px;align-items:center}
.referral-hero-copy h1{font-size:clamp(2.15rem,4vw,4.05rem);line-height:1.01;letter-spacing:-.042em;margin:.35rem 0 1.2rem;font-weight:900}
.referral-hero-copy h1 span{display:block}.referral-hero-copy h1 .orange{color:var(--orange);margin-top:.12em}
.referral-hero-copy>p{font-size:1.1rem;color:var(--muted);max-width:720px;margin:0 0 24px}
.referral-hero-trust{display:flex;flex-wrap:wrap;gap:9px 17px;margin-top:21px;color:#5c6670;font-size:.82rem;font-weight:750}
.referral-hero-trust span{display:inline-flex;align-items:center;gap:5px}
.referral-visual{position:relative;padding:0 20px 24px 0}
.referral-team-photo{border-radius:26px;overflow:hidden;box-shadow:var(--shadow);border-top:4px solid var(--orange);background:#eef0f2}
.referral-team-photo img{width:100%;aspect-ratio:16/9;object-fit:cover;object-position:center}.referral-person-photo{max-width:460px;margin-left:auto}.referral-person-photo img{aspect-ratio:4/3;object-position:center 32%}
.referral-bonus-badge{position:absolute;right:0;bottom:0;width:225px;min-height:155px;background:#111820;color:#fff;border-radius:20px;padding:20px 22px;display:flex;flex-direction:column;justify-content:center;box-shadow:0 18px 38px rgba(0,0,0,.22);border:1px solid rgba(255,255,255,.08)}
.referral-bonus-badge small{color:#e1e7ed;text-transform:uppercase;letter-spacing:.1em;font-size:.66rem;font-weight:900}.referral-bonus-badge strong{font-size:2.55rem;line-height:1;color:#ff6c3d;margin:8px 0 5px}.referral-bonus-badge span{font-size:.74rem;color:#bdc6ce;line-height:1.3}
.referral-process{padding:68px 0 74px;background:#fff}.referral-center-head{margin-bottom:34px}.referral-center-head h2{font-size:clamp(2rem,4vw,3.3rem);line-height:1.02;margin:.3rem 0}.referral-center-head h2 span{color:var(--orange)}
.referral-steps{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.referral-step{position:relative;border:1px solid var(--line);border-radius:20px;padding:25px 24px 23px;background:#fff;box-shadow:0 10px 30px rgba(20,30,40,.045);overflow:hidden}.step-number{position:absolute;right:16px;top:10px;font-size:2.2rem;font-weight:900;color:#eef0f2;line-height:1}.step-icon{width:46px;height:46px;border-radius:14px;background:var(--orange-soft);color:var(--orange);display:grid;place-items:center;font-weight:900;font-size:1.1rem;margin-bottom:16px}.referral-step h3{font-size:1.15rem;margin:0 0 7px}.referral-step p{font-size:.9rem;color:var(--muted);margin:0}
.referral-fit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.referral-fit-card{border:1px solid var(--line);border-radius:20px;padding:24px;background:#fff}.referral-fit-card h3{margin:13px 0 7px;font-size:1.12rem}.referral-fit-card p{color:var(--muted);font-size:.9rem;margin:0}.referral-regions{margin-top:24px;display:flex;flex-wrap:wrap;gap:9px;align-items:center}.referral-regions b{font-size:.85rem;margin-right:4px}.referral-regions span{background:#fff;border:1px solid #ffd2c3;color:#99300d;border-radius:999px;padding:7px 11px;font-size:.78rem;font-weight:800}
.referral-confidence{padding:66px 0;background:linear-gradient(110deg,#111820 0%,#172433 65%,#293343 100%);color:#fff}.referral-confidence-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:55px;align-items:center}.referral-confidence h2{font-size:clamp(2rem,4vw,3.25rem);line-height:1.02;letter-spacing:-.04em;margin:.35rem 0 14px}.referral-confidence h2 span{color:#ff7144}.referral-confidence p{color:#c3cbd3;max-width:620px}.referral-confidence-list{display:grid;grid-template-columns:1fr 1fr;gap:12px}.referral-confidence-list>div{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.09);border-radius:16px;padding:17px 18px}.referral-confidence-list b{display:block;font-size:.93rem;color:#fff}.referral-confidence-list span{display:block;margin-top:4px;color:#b8c1c9;font-size:.8rem;line-height:1.4}
.referral-form-section{background:#fff}.referral-form-layout{display:grid;grid-template-columns:.72fr 1.28fr;gap:42px;align-items:start}.referral-form-copy h2{font-size:clamp(2rem,4vw,3.2rem);line-height:1.03;letter-spacing:-.04em;margin:.3rem 0 1rem}.referral-form-copy h2 span{color:var(--orange)}.referral-money-card{margin:26px 0 13px;border-radius:20px;background:linear-gradient(120deg,#f84914,#e34313);color:#fff;padding:23px 24px;display:grid;box-shadow:0 15px 32px rgba(248,73,20,.2)}.referral-money-card small{text-transform:uppercase;letter-spacing:.12em;font-weight:900;font-size:.67rem;color:#ffe4db}.referral-money-card strong{font-size:3rem;line-height:1;margin:6px 0}.referral-money-card span{font-size:.8rem;color:#ffdfd5}.referral-info-card{border:1px solid var(--line);border-radius:17px;padding:18px;background:var(--soft)}.referral-info-card h3{font-size:.95rem;margin:0 0 6px}.referral-info-card p{margin:0;font-size:.82rem;color:var(--muted)}.referral-info-card a{color:var(--orange);font-weight:800}.referral-contact-mini{margin-top:18px;display:grid;gap:4px;padding-left:2px}.referral-contact-mini b{font-size:.85rem}.referral-contact-mini a{font-size:.84rem;color:#3e4a55;text-decoration:none}.referral-contact-mini a:hover{color:var(--orange)}
.referral-form-card{padding:30px}.referral-form-divider{margin-top:7px;padding-top:18px;border-top:1px solid var(--line)}.referral-form-divider span{color:var(--orange);font-size:.75rem;text-transform:uppercase;letter-spacing:.11em;font-weight:900}.referral-form-note{margin:11px 0 0;color:var(--muted);font-size:.72rem;line-height:1.4}.referral-form-card .check a{color:var(--orange);font-weight:700}
.referral-final-cta{background:linear-gradient(110deg,#ef4313 0%,#f84914 62%,#ba2451 100%);color:#fff;padding:46px 0}.referral-final-inner{display:flex;align-items:center;justify-content:space-between;gap:30px}.referral-final-inner h2{font-size:clamp(1.75rem,3.6vw,2.7rem);line-height:1.04;letter-spacing:-.035em;margin:5px 0}.referral-final-inner h2 span{color:#fff3ee}.referral-light-btn{background:#fff;color:#171e25;white-space:nowrap}.referral-light-btn:hover{background:#fff7f3}
@media(max-width:1030px){.referral-hero-grid,.referral-confidence-grid,.referral-form-layout{grid-template-columns:1fr}.referral-visual{max-width:820px}.referral-steps,.referral-fit-grid{grid-template-columns:1fr 1fr}.referral-step:last-child,.referral-fit-card:last-child{grid-column:1/-1}.referral-confidence-list{grid-template-columns:1fr 1fr}.referral-form-copy{max-width:800px}.referral-final-inner{align-items:flex-start}}
@media(max-width:700px){.referral-hero{padding:34px 0 28px}.referral-hero-copy h1{font-size:2.1rem}.referral-visual{padding:0 0 45px}.referral-bonus-badge{right:12px;bottom:0;width:205px;min-height:132px}.referral-bonus-badge strong{font-size:2.25rem}.referral-process{padding:52px 0}.referral-steps,.referral-fit-grid,.referral-confidence-list{grid-template-columns:1fr}.referral-step:last-child,.referral-fit-card:last-child{grid-column:auto}.referral-confidence{padding:52px 0}.referral-form-card{padding:21px}.referral-final-inner{flex-direction:column}.referral-light-btn{width:100%}}

/* Baufinanzierung – Masterdesign V2 */
.finance-master-hero .hero-photo{max-height:430px;object-fit:cover;object-position:center 48%;filter:saturate(.88) contrast(.98)}
.finance-master-hero .quick-icon{font-size:.72rem}
.career-crosslink{margin-top:20px}
.career-switch-section{padding:48px 0;background:#fff;border-bottom:1px solid var(--line)}
.career-switch-head{display:grid;grid-template-columns:1fr .8fr;gap:42px;align-items:end;margin-bottom:22px}.career-switch-head h2{font-size:clamp(1.8rem,3vw,2.55rem);line-height:1.03;letter-spacing:-.035em;margin:.28rem 0}.career-switch-head p{color:var(--muted);margin:0}
.career-switch-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.career-switch-card{display:grid;grid-template-columns:56px 1fr;gap:18px;text-decoration:none;border:1px solid var(--line);border-radius:20px;padding:22px;background:#fff;transition:.2s ease;box-shadow:0 8px 24px rgba(17,24,39,.035)}.career-switch-card:hover{transform:translateY(-2px);box-shadow:0 14px 32px rgba(17,24,39,.08);border-color:#ffd1c1}.career-switch-card.active{border-color:#ffb79f;background:linear-gradient(120deg,#fff 0%,#fff4ef 100%)}.career-switch-icon{width:56px;height:56px;border-radius:16px;background:var(--orange-soft);color:var(--orange);display:grid;place-items:center;font-size:1.25rem;font-weight:900}.career-switch-card small{display:block;color:var(--orange);font-weight:900;text-transform:uppercase;letter-spacing:.1em;font-size:.66rem}.career-switch-card h3{margin:4px 0 7px;font-size:1.1rem}.career-switch-card p{margin:0 0 9px;color:var(--muted);font-size:.87rem}.career-switch-card b{font-size:.82rem;color:var(--orange)}
.finance-task-cards article>span{font-size:.72rem}
.finance-profile-master{display:grid;grid-template-columns:1.2fr .8fr;gap:48px;align-items:start}.finance-qualifications{grid-template-columns:1fr}.profile-master-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:28px;box-shadow:var(--shadow)}.profile-master-card h3{font-size:1.55rem;line-height:1.08;margin:8px 0 12px}.profile-master-card p{color:var(--muted)}.profile-master-facts{display:grid;gap:9px;margin-top:20px}.profile-master-facts span{background:var(--soft);border:1px solid var(--line);border-radius:13px;padding:12px 14px;font-size:.82rem;color:var(--muted)}.profile-master-facts b{display:block;color:var(--orange);font-size:1rem}
.finance-collab-section{background:#fff}.finance-light-network article{border:1px solid var(--line);box-shadow:0 8px 22px rgba(17,24,39,.035)}
.finance-start-program{margin-top:24px}.career-alt-box{margin-top:24px;padding:20px 21px;border:1px solid #ffd2c3;background:#fff7f3;border-radius:18px}.career-alt-box>span{font-size:.69rem;color:var(--orange);text-transform:uppercase;letter-spacing:.1em;font-weight:900}.career-alt-box h3{margin:5px 0 7px;font-size:1.15rem}.career-alt-box p{font-size:.86rem;color:var(--muted);margin:0 0 8px}.career-alt-box a{color:var(--orange);font-weight:900;text-decoration:none;font-size:.85rem}
@media(max-width:1030px){.career-switch-head,.finance-profile-master{grid-template-columns:1fr}.career-switch-grid{grid-template-columns:1fr}.finance-master-hero .hero-photo{max-height:none}}
@media(max-width:700px){.career-switch-section{padding:36px 0}.career-switch-card{grid-template-columns:46px 1fr;padding:18px}.career-switch-icon{width:46px;height:46px}.finance-master-hero h1{font-size:1.9rem}.finance-master-hero .hero-line{white-space:normal!important}}

/* Baufinanzierung – Vertriebsdirektion Köln / Dirk Seckler */
.finance-director-section{background:#fff;padding-top:74px;padding-bottom:74px}
.finance-director-layout{display:grid;grid-template-columns:1.08fr .92fr;gap:52px;align-items:center}
.finance-director-copy h2{font-size:clamp(2rem,4.2vw,3.35rem);line-height:1.03;margin:.28rem 0 1rem;letter-spacing:-.04em}
.finance-director-copy h2 span{color:var(--orange)}
.finance-director-copy .lead{max-width:690px}
.finance-director-name{margin-top:24px;padding:17px 19px;border-left:4px solid var(--orange);background:var(--orange-soft);border-radius:0 14px 14px 0;display:grid;gap:2px;max-width:430px}
.finance-director-name strong{font-size:1.08rem;color:var(--ink)}
.finance-director-name span{font-size:.84rem;color:var(--muted);font-weight:700}
.finance-director-note{margin:14px 0 0;color:var(--muted);font-size:.84rem;max-width:620px}
.finance-director-photo{border-radius:26px;overflow:hidden;box-shadow:var(--shadow);border-top:4px solid var(--orange);background:#f1f3f5}
.finance-director-photo img{width:100%;aspect-ratio:4/3;object-fit:cover;object-position:center 32%}
@media(max-width:1030px){.finance-director-layout{grid-template-columns:1fr}.finance-director-photo{max-width:720px}}
@media(max-width:700px){.finance-director-section{padding-top:52px;padding-bottom:52px}.finance-director-photo img{aspect-ratio:4/3}.finance-director-copy h2{font-size:2rem}}